0000005511 00000 n . I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. How to Transfer a Credit Card Balance to Another Card Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Youll need to complete a V/Line Passenger Refund Application Form. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Find out how much to top up at Fares. We recommend visiting the card issuers website for the most up-to-date information available. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. endobj Sorry, the Seniors Card program cannot replace lost myki cards. If you have Mobile myki you can set Auto Load via the Google Pay app. Maintain your L-plate log book. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. I called customer service and was advised I needed to go in person to Flinders St station to do it. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. What credit cards don't require a deposit? (by Issuer). You haven't explained why you need to transfer balance. Here are some tips to save on fees and interest on a balance transfer. <> As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. @john_miller 03/01/23 This answer was first published on 03/01/23. You may want to hire a professional before making any decision. 0000005683 00000 n More than a year ago, I needed to change my concession Myki to full fare (no longer a student). On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. For more information, visit the V/Line website. 0000004139 00000 n Start the process by listing out your current credit cards, writing down each . However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Yes. Myki Q+A: Straight answers to your questions | Public Transport Users If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. Unregistered vehicle permit. 0000001755 00000 n You would think they could have done it over the phone. 0000118744 00000 n Please note you cannot replace a lost or stolen myki at a premium station. How Many Credit Cards Should a College Student Have? If you have a Mastercard or VISA card you can get and top up a Mobile myki. You can register up to eight active mykis on an individual account. It has a 256-day expiry and credit is rolled over if you renew before the expiry. I'm in Adelaide. Please note, balance transfer is not instantaneous. 0000005119 00000 n k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. The phone is awake whenever the screen is turned on, even it's locked. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Press J to jump to the feed. myki Money - Public Transport Victoria What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Edited for typos. 0000118233 00000 n After all, I was going to pay more money as opposed to the concession rate. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". 0000004863 00000 n Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Wtf? Choose a card from the list or search by location or card name. About a week back, I went from Frankston to St. Albans, changing at Flinders. Is it bad to do multiple balance transfers? I called, they told me it couldn't be done and that I would need to fill out a form. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Cincinnati Police Federal Credit Union Balance Transfers Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. 3. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. To transfer Myki you need to deactivate the myki card and move to the new device. Save. For instance, your applications for new cards and balance transfers remain subject to approval. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). You can also update it there if youre not on the latest version. Replace a ticket - Public Transport Victoria 184 0 obj endstream Image what could have been done with a billion fucking dollars. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. The unused money remains on the card, losing value as fares increase over the years. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. This will let you manage your myki as you would a physical myki card. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Tap Travel Card. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. What is the best balance transfer credit card? 0000012144 00000 n So I had a mobile MyKi with around $6.xx balance on it. Under Other, select Transfer. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. endobj I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Myki myths 3: credit expires after 90 days - no it doesn't These are the eight most commonly purchased myki Passes. Then he said he could order a replacement one to be posted to me. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. PDF myki FAQs - @RACV daaab.eth | Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 | Etherscan This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Your balance is protected from the time you tell us your myki is lost or stolen. How do balance transfers work? | Barclaycard Done it twice now. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? No. 0000002429 00000 n Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . 1. We're looking to expand the number of card types available, so more passengers can use Mobile myki. Now, on the form it says I need the card to be re-imbursed. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. For example, set your myki Money to top up with $50 when your balance reaches $10. You probably want to transfer a balance to save money not spend more. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Step 3: Review Card Offer Terms. For a bus anyway. 185 0 obj WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. endobj If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. 0000003206 00000 n I know it's not possible to do it online. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. We have this new thing called EMAIL. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. For example, when your myki Money balance reaches $10, you could top up with $20. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Select the 'Activate' option. Choose the zones you want to travel in and the number of consecutive travel days you need. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Photo: 10255185_880/Getty Images. 180 0 obj General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. We're working to improve the messaging. the PVT website says: "What to do with your myki when you leave Melbourne. Critics of 'hostile' Myki say Melbourne doesn't need a world-beating 2. What Happens to a Student Credit Card After Graduation? In a couple of weeks I will be renovating and furnishing a new house. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Replacements usually take up to 10 business days and include the remaining balance of the old card. To check if you're eligible to travel on a concession myki, see Concessions and free travel. 0000001606 00000 n Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Your new starting balance would be $3,090. 0000013222 00000 n 0000014445 00000 n 0000008137 00000 n I know there's nothing you can do. I found that other card with $19.90 on it. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Four reasons a credit-card balance transfer may be a bad idea About go card | Translink Easy, and only required every three years!! A balance transfer can give you the flexibility to: Pay off high-interest balances A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Within the phone, go to Settings > Connected devices. Haven't tried as yet. Once your phone has rebooted, go to Mobile myki within Google Wallet. You can also request up to two years of travel and transaction history by calling1800 800 007. Once it's transferred to another device, it will no longer be available on the original device. You can manage your Adelaide metroCARD online by setting up an account. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. -- Lee Huffman, credit card expert at BaldThoughts.com. You may also need to restart your phone after updating the app. Posting by mobile so you can find it yourself ;-). The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. startxref Can someone explain why this isn't possible? I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. You can read the Terms of Service online. I never bothered to do it. Your myki money or pass can then be transferred to a new smartcard. This could save you money if you're moving the balance to a card with a much lower interest rate. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Transferring a credit card balance is relatively easy, but you need to follow a few steps. You can replace some types of tickets if they are lost or stolen. What is a balance transfer and how does it work? - CreditCards.com If you're entitled to these additional benefits, you can access them by using your myki smartcard. Only needed to log on and change auto top-up to new card. Wells Fargo Credit Card - Balance Transfer - Wells Fargo About Myki cards & Mobile Phone SIM cards - Melbourne Forum Assume that your new card charges a 3% balance transfer fee. I'm glad I don't need to catch public transport anymore. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . What happens to your credit card after a balance transfer? Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. 0000011139 00000 n hbbf`b``30 ap endobj On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. For more information, please see our A balance transfer lets you use a credit card to pay debt on another credit card. You paid down debt, which means you won't have to pay interest on previous balances going . You'll need to know the account number for your existing balance and how much you want to transfer. To replace your myki online, you must be requesting the same fare concession type as your original myki. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Check your old Myki cards - Daniel Bowen Myki messed me up today : r/melbourne - Reddit Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Why is it impossible to transfer money online between different Myki cards? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. What is the best cash advance credit card? I searched everywhere. Myki Review | PCMag The reason for that is because low interest rates for transfers are made to attract new customers. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. It appears as a "Approved Level 2" request on my myki account on the website. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. But what if the amount is comparable to or less than the postage? Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000002627 00000 n endobj Pay down this card's balance quickly to improve your credit. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Cookie Notice Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Most people would keep the same card for years. No wonder the thing cost more than a billion dollars. This is the case for all major credit card issuers. If you receive a check, you need to send it to your old cards issuer on your own. Learner permit or driver test. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Balance Transfers for Credit Cards - Tips and Advice | CIBC How does credit and credit cards work for students? Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Myki | Youth Central On Friday Martin. This lets you contact us to request a refund of any balance on the Mobile myki.
Busted Mugshots Davidson County, Nc, Jason Twyman Obituary, Flair Plus Zero Nicotine Near Illinois, Michael Thomas Berthold Emily Lynne, Who Lives At 5760 Winkler Mill Rd, Articles T